Self-ownership: The concept that all humans “own” themselves, and they therefore have control over their body and life choices. Online dictionaries redirect to the word “ownership,” with self-ownership as a related form of the word. The term is most common in liberty focused political circles, but also has some importance in consumer health studies.
Bodily Autonomy: “The right to autonomy in making health decisions in general.” Although in most cases this is contextually used interchangeably with self-ownership, self-ownership is often more broadly due to its less specific political connections.
Consumption Smoothing: “The ways in which people try to optimize their lifetime standard of living by ensuring a proper balance of spending and saving during the different phases of their life.” This is an important concept for many to understand, because this is the justification for insurance. By spending a little bit every month, we can prevent part or all of the massive spending required during an emergency.
Consumer Protection and regulation is a huge area that we as a country are really hit or miss about. We have certain regulations that are set honestly, kind of low. This is because we a re a huge market and company based country, obviously, so there are places where our government can not go in and step on company toes if they are at least meeting our semi-safe regulations. While this balance is so important to our country because it is at the very core of our belief system, sometimes, it fails us. The articles posted about this area were quite interesting but I love seeing and reading about the nutritional changes that have been occurring within our national school lunch programs. I think that as a student (consumer at the time) of our school lunches, they sucked. I mean the food was pretty decent tasting, but nutritionally speaking, they sucked. I would have these like cheesy mozzarella sticks and an apple EVERYDAY for lunch when I bought lunch at school and that was decent compared to the nachos and pizza my friends all scarfed down. This was high school, I remember in middle school it was pizza everyday for me as well. Being in school studying nutrition and actually planning to go into the education nutrition world outside of college this is terrifying to me. I get that kids do not want to eat their veggies and whole wheat can taste drier, but installing children with not only the opportunity to eat healthy, fulfilling foods everyday if they cannot at home is huge, but knowing that those children are also getting some sort of nutrition education that will help them all the way through life is fantastic. The whole vending machine process that is being set up right now and implemented is huge because if you put a vending machine in a middle school, without the kid’s parent, you know that kid is going to choose the bag of Cheetos over the trail mix every single time. When I was a student in school I was not as protected as the students now, and hopefully the students of the future will be even more protected than they are now. The USDA is doing such a good job working with the National School Lunch Program, and Michelle and Barack Obama made such a great contribution to all of this through the Healthy, Hunger Free Kids Act.
I believe most consumers don’t understand why people would lose insurance from the implementation of the BCRA. Many assume that this bill would be taking away peoples insurance by force, partially because they do not understand the healthcare industry at a base level, and partially because they do not understand Obamacare and the BCRA.
Obamacare legislated that insurers could not discriminate against prospective customers for pre-existing conditions, this alone is not feasible for insurance companies. In order for this to work, the american people must forcefully be signed up for insurance, so the insurance companies can maintain profitability. So this is actually allowing those who wish to not bother spending money on insurance to do exactly that.
Although I’m glad to think that people might no longer be forced to purchase something they don’t want, I’m not so sure about the economic effects that could have. We may see insurance companies going out of business due to the insurance pools having larger portions of risky customers. I’d like to know how that could play out in more depth. My Mom is in the healthcare industry, so I might ask her what she thinks.
When I first learned about the Affordable Care Act I wasn’t outraged and neither were my parents. We know many people who fall below the poverty line who has had children that needed to be hospitalized and placed on medication. If it wasn’t for the ACA, they would not have been able to afford it. Many of them work at the warehouse my family runs. They are hardworking people and yet they still don’t make enough. With the ACA they got the help that they needed and removed some of the stress that they have to carry every day.
By 2018 it is estimated that 15 million more people would be uninsured under the new legislation because the penalty of not having insurance would be eliminated. By 2026, 49 million would be uninsured (Congressional Budget Office, 2017). Millions of people will be uninsured causing them to owe thousands of dollars if they have to seek medical attention. Many of them will not be able to afford to pay the cost of the medical bills due to the high cost. Just with an ambulance ride, it cost about 500-700 to take a ride. It’s going to lead people to be more in debt and many won’t pay the bills because they have families to take care of first. I think that the penalty for not having insurance should stay but reduce the cost of the penalty. A site that is reliable to look up more information would be on the http://www.medicaid.gov/affordable-care-act/index.html it’s one of the only few sites you can trust due to it being a governmental site and not a commercial or organization.