Tag Archives: alervick

Finance: Prompt 2

Personally, both articles were easier to read than I thought they were going to be but for some reason 4 Reasons Against the Fiduciary Rule Debunked was a little easier for me to understand and grasp the concept of what we are supposed to be learning about this week. The Fiduciary Rule is basically all financial advisors helping there clients save money need to have the clients best interest in mind instead of there own.

What I don’t really understand is how someone can be so cruel in there job. No matter what your job is whether it is a teacher, CNA (Certified Nurses Assistant), social worker or even a manager at Walmart, you ALWAYS have someone else best interest in mind because it is part of your job! The second you put yourself first is when you lose your job. How can someone keep there job when they aren’t even doing the main portion of it which is help there client save money.

If I had to chose one of the articles that was easier for the consumer to understand it would be 4 Reasons Against the Fiduciary Rules Debunked because the lay out was easier to read, the main points they wanted to explain were very much in detail with words that were easier to understand and it explained everything as you read along. It was a tad bit longer but only because it had more explanations. I liked both articles and I really like how Last Week Tonight with John Oliver: The Retirement Industry is a Minefield — But Here’s the Answer had five main points at the end that they thought were necessary to include sort of as a reminder.

CP & R: Prompt 1

After reading and studying 3 resources that are either trying to help public health or help public safety, I decided to write about frozen foods and how they effect us as the consumers. As a college student on a budget I can’t always have the luxury of buy fresh produce like meat, poultry, fruits and vegetables. Obviously there is a lot more to fresh produce than what I have named but thats mainly what I would buy as fresh produce. If you’re like me, wanting to eat either on the go to class or quick meals because you have homework to do and practicals to study for, frozen foods are an easy option. But are they the right option? Let’s find out.

According to a four minute read on curejoy.com, frozen fruits and vegetables are ok because they are picked and froze while they are still ripe and so all of the nutrients is still locked inside the fruit or vegetable. Since all the the nutrients is still able to be salvaged, frozen fruits and vegetables are a good alternative especially when your favorite fruit or vegetable is out of season. Frozen foods and meals (such as tv dinners and frozen meats) on the other hand are not a great substitute. Not only are they pack with sodium but they are also at higher risk for food pathogens that can be extremely deadly. Not all frozen foods are spoiled with pathogens but if they are and you do not take the time and care to reheat properly or even have the right watt microwave, you could be effected by the invisible pathogens with out even knowing it.

My advice to you, do your research. If you are like me and after reading the article (I have provided it for you at the bottom) you still are convinced that you don’t have the time to cook a homemade meal every night, read up on your favorite frozen foods and find out what you should and shouldn’t be consuming. While you are at it, you might find a few new ones you would like to try too.



Challenge#1: Morning Routine

Wednesday: I got up around 7:30am for my 9am class. Before I do anything, I always drink about 8oz of water. I always drink water when I first wake up because I get migraines. Staying hydrated is the best way to prevent them (in my case). I jumped in the shower where I washed my hair (brushed it in the shower while conditioned sits), my body, and my face. When I got out I brushed my teeth and tongue and then I got dressed. I applied face moisturizer and little make up and made my way to the kitchen for breakfast. I had a yogurt, some more water and a small apple.

Thursday: I stayed in bed a little longer this morning because I don’t have class until 2pm, but I always have a cup of water on my bedside table so I drank that and tried to go back to sleep. I got up around 9:30am and brushed my teeth and tongue and washed my face. Sliced two small apples and dipped them in crunch peanut butter for breakfast with a glass of lemon water (because I have a kidney stone). Brushed my hair and then french braided it because I have curly hair and when I brush it dry it POOFS.

Friday: Woke up at 7:30am in preparation for my 9am class. Drank about 8oz water and then got in the shower. In the shower I washed my hair (yes, brushed it the same as I did Wednesday morning), my face and body. As soon as I was out and dry I brushed my teeth and tongue. I moisturized my face then got dressed. I put little make up on and the started cooking 2 eggs (scrambled), with a little bit of cheese on top. I also drank another glass of water with breakfast but I needed something a little more hardy so I toasted half of an english muffin and put just a little bit of butter on top. 8:30 I am out the door for my 9am class.

Saturday: I am up at the crack of dawn because my cats think its their breakfast time!! I feed them about 6:30am and drink about a full glass of water before heading back to bed. I am up again around 8:45 to start getting ready for the CWU homecoming football came. I want to be out the door by 11am, so I have plenty of time to get ready and eat. I go into the bathroom and start by washing my face (and moisturize it) and brushing my teeth and tongue.  I next brushed my hair but also straightened it. My facial moisturizer is all dry by that time so I can do my make up now. After I am all finished in the bathroom, I go to the kitchen and I don’t really feel like eating much so I eat a yogurt and a small apple cut into slices with about 1/2 a glass of water.

Sunday: I tried to sleep in today but that didn’t happen, sadly. I woke up with a little bit of a headache so I immediately drink 2 glasses of water to try and avoid a migraine. I went into the bathroom and washed my face and brush my teeth and tongue because sometime those two things help as well but no luck. I brushed my hair and put it in a bun on the top of my head. I did not feel like eating but I knew I should put something good into my system! I ate an 1/2 of an orange and 1/2 of an apple with peanut butter. I ended up taking a hot shower to see if the steam would help clear my head but no luck. Back to bed I go with high hopes I will wake up headache free!


I like to think that I have a pretty set schedule of what I do in the morning. I always brush my teeth and tongue morning and night, I always wash my face morning and night and I always drink water morning and night. If I don’t do these things, I don’t feel clean! I don’t like to brush my hair outside of the shower because of the hair type that I have. I like to wear it curly (natural) because it is healthier for my hair and less time consuming. I usually drink coffee in the morning with soy milk but I tried to cut back on that for this activity and try something new! I thought it was going to be a lot harder to stay away from coffee because caffeine really helps my headaches but as long as I stayed on top of my water intake, I was fine for the most part! This activity was fun but I don’t think I will be brushing my hair while it is dry! Oh and I’ll probably still have my morning coffee every now and then!