ACA Health Care

In my opinion, the best aspect of the ACA is the coverage of pregnancy, maternity, and newborn care (Belluz, 2017). This is one of the 10 essential health benefits offered by the ACA, and is so extremely important. Before the ACA many women were without medical coverage during their pregnancy, maternity, and child birth simply because the insurance companies were not required to cover it. The cost for giving birth is thousands of dollars, and was often not covered prior to the ACA. In the past it has been extremely difficult for young families to pay for maternity care of the mother and baby. Those families have been forced into bankruptcy even though many of them were insured.

The Affordable Care Act has been beneficial to so many Americans that otherwise would not be able to afford healthcare. The ACA provides consumers with tax credits that lower the cost of healthcare in households who have income between 100% and 400% of the poverty level. This has made healthcare more affordable for everyone. In addition, the ACA ordered that the medicaid program cover all adults with income below 138% of the federal poverty level (Affordable Care Act, 2018).

All of the above information would be good to share with a friend. I think that a friend may find it difficult to understand that with the new proposed American Health Care Act (AHCA), the republicans are trying to make the 10 EHB’s no longer mandatory (Belluz, 2017). The new proposal would not help any individuals with pre-existing conditions, and therefore, out-of-pocket medical costs would be on the rise again.

Affordable Care Act (ACA). (2018). Healthcare.gov. https://www.healthcare.gov/glossary/affordable-care-act/

Belluz, J. (2017). The Republican Attack on “Essential Health Benefits,” Explained. Vox.com. https://www.vox.com/2017/3/23/15031322/the-fight-over-essential-health-benefits-explained

 

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